About McCauley Insurance
McCauley Insurance is a member of the Central Pennsylvania Insurance Group, Inc. and Davis Insurance Agency, Inc. Together, we hold offices in 17 cities and towns across Pennsylvania with our main office located in Lock Haven, PA.
Our main office located in Lock Haven, PA
Our firm enjoys a reputation second to none. Our commitment to providing quality products, superior service and a genuine concern for our clients has produced a 98% client retention ratio. We represent over 50 insurance carriers and many another specialty markets to fulfill every need our clients may have.
It is our belief that customers are only borrowed, thus we must continually and consistently earn the right to be called “Your broker”. Our experience has shown business professionals have but a few trusted advisor relationships. These are typically with their attorney, CPA and banker. We work harder and smarter for our clients to earn a place at this coveted table.
We believe educated insurance buyers do not purchase insurance to save money; rather they purchases insurance to protect the assets of their firm; the most important being their employees; their health, safety and ability to support their family. For these reasons we provide our client partner with comprehensive risk management services as valued added proposition.
The basis of any insurance policy is simply a "promise to pay". You buy insurance to protect your firm in the event of loss – you need an agent to act as your advocate and an insurance carrier who stands behind you and fulfills this promise. While we are always mindful of the total cost of risk and will always be competitive, however the reputation, financial stability, moral virtue and claim philosophy of the insurance carriers is of utmost importance.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. McCauley Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that
he or she can approach to get you the best coverage
at the best price. And your independent agent will
know the companies with the most efficient claims
departments to recover your losses as quickly as
possible.
When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.
Insurance Carriers
As independent agents, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.
For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.
- Allied
- American Interstate
- Bituminous
- Chartis
- Crum & Forster
- Cumberland
- Donegal
- Encompass
- Guard Insurance
- Harleysville
- Hartford
- Lackawanna Casualty
- Mercer
- Motorists Mutual
- Ohio/Peerless
- Penn National
- Philadelphia
- PMA Group
- Rockwood
- State Auto
- Travelers
- Zurich
Community Associations
- Abington Business & Professional Association
- Lock Haven University Foundation
- Wyoming County Chamber of Commerce
Helpful Websites
